Car and Personal Loans
Don’t let the excitement of a new car get in the way of good finance decisions
Beware of Dealer Finance
If you buy from a car yard, the dealer might pressure you to finance the car through them. Dealer finance may be convenient, but it’s important to shop around to make sure you get a good deal on your loan.
Don’t be sold on a low interest rate. Make sure you compare the actual loan repayment. This is the only way to compare apples with apples.
A low interest rate might also be an indicator that they are making more margin on the sale price of the car, reducing your ability to negotiate a great price for the car.
Speak to an Expert
We have a panel of lenders specialising in car loans so be sure to contact us for your next car purchase.